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This compensates you for your legal liability to third parties for personal injury by accident and/or damage to their properties arising from your business operations carried out on your premises or area/site of operation.


The policy covers all sums that the insured shall become legally liable to pay as damages following:

  • Accidental death of or bodily injury to any person/third parties.
  • Accidental loss of or damage to property belonging to any person/third parties during operations at the insured’s company.
  • Legal cost recoverable by any claimant from the insured company.
  • Cost and expenses incurred with our written consent.
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