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This policy provides cover for ocean-going vessels against maritime risks which may endanger the crew, machinery, gear, or equipment normally used on the vessel while being used at sea or inland waters or in port, docks.

Benefits of Marine Hull Policy

  • Collision liability risk
  • Loss mitigation expenses
  • General average contributions
  • Increased value in case of a total loss
  • War
  • Loss of hire
  • Builder’s risk

We provide marine hull and machinery insurance for all types of ships and vessels and their equipment, including:

  • Container ships
  • Oil & gas tankers
  • Bulk carriers
  • Passenger vessels
  • Fishing vessels
  • Tugs and barges
  • Towboats
  • Offshore energy support vessels
  • Yachts, mega-yachts, and pleasure craft.


This class of insurance insures your imported goods/products in the course of the sea voyage (or air freight) from the country of origin until arrival in Nigeria against maritime risks and other contingencies including fire, breakages, war, strike, etc.

These categories of cover are available under this insurance namely:-

  • Institute Cargo Clause “A” (I.C.C “A”) – All risk cover
  • Institute Cargo Clause “C” (I.C.C “C” ) – Restricted cover

The widest of the cover is Institute Cargo Clause “A” which covers the risk of physical loss of or damage to your insured property while being transported from anywhere in the world to Nigeria. The cover could be extended to include the risks of War, Strike, Riot, and Civil Commotion.

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